🔊 Audio Learning
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Lesson 18 – Health insurance at the doctor

🎯 Lesson Goal

Learn basic English to talk about health insurance at the doctor.

🩺 Doctor Dialogue

🎧 Listen first
Doctor dialogue audio
Listen to the full conversation before reading.

🧾 Good morning. Do you have health insurance?

🙂 Yes, I do. Here is my insurance card.

🧾 Thank you. Please fill out this form with your insurance details.

🙂 Okay. What if my insurance does not pay?

🧾 You may need to pay some costs. We will check with your insurance.

🩺 I see you have insurance. This will help with your bill.

🙂 Thank you, doctor. I want to use my insurance.

🩺 We will send your bill to your insurance company.

🙂 How long will approval take?

🩺 Usually, it takes a few weeks for approval.

🙂 Okay, I understand. Thank you for your help.

🧠 Explanation

This lesson talks about health insurance at the doctor’s office. You practice speaking about your insurance and bills. It helps you feel ready to use insurance in English.

🚑 Medical Survival English

🩺 I have health insurance.

🩺 I need help with my bill.

🩺 Can you check my insurance?

🩺 What does my insurance cover?

🔊 Pronunciation Tip

Say ‘insurance’ like this: in-SHUR-ance. The middle sound is ‘sh’.

💡 Medical Tip

Bring your insurance card every time you visit the doctor. It helps with your bill.

🎧 Listen and Repeat

🗣️ Practice
Repeat the important phrases
Listen, pause, and repeat each phrase aloud.

🎧 Yes, I do. Here is my insurance card.

🎧 Okay. What if my insurance does not pay?

🎧 Thank you, doctor. I want to use my insurance.

🎧 How long will approval take?

🎧 Okay, I understand. Thank you for your help.

🧩 Mini Practice

Practice answering aloud.

Do you have health insurance?

Yes, I have insurance.

Here is my insurance card.

What if insurance does not pay?

Can I use my insurance?

I need help with my bill.

How long will it take?

Thank you for your help.

My insurance covers this.

Please check my insurance.

📘 Medical Glossary

English Meaning
health insurance A plan that helps pay for doctor visits and medicine.
insurance card A card that shows your health insurance information.
bill The paper that shows the money you must pay for care.
coverage What your insurance will pay for.
form A paper where you write your information.
approval Permission from insurance to pay a bill.
cost How much money you need to pay.
patient A person who sees the doctor.

✅ Quick Check

Can you understand the dialogue? Can you repeat the important medical phrases?